Travel Insurance
Domestic Travel Bima
Up to BDT. 165,500 domestic travel health & accident insurance for 7 days.
Key Benefits
Accidental Death
BDT 100,000
Accidental Injury
Up to — BDT 50,000
Hospitalization Allowance
BDT. 2,000 per day — BDT 10,000
Viral Disease (Dengue Fever)
BDT 5,000
Out-patient (OPD)
BDT 500
Doctor Consultation
BDT 500
Overview
A short-duration domestic travel health and personal accident plan for Bangladeshi nationals aged 6 months to 65 years, covering the full trip duration rather than a single day.
Coverage Duration
Up to 7 days from the date of travel.
Sub-limits for Personal Accident Benefit
- Head Injury: BDT. 50,000
- Chest Injury, Internal Organ Injury, 3rd-Degree Burn: BDT. 25,000
- Acute Lung Injury/Acute Respiratory Distress Syndrome due to drowning: BDT. 15,000
- Fracture, Dislocation, Amputation, 2nd-degree Burn: BDT. 15,000
- Cut Injury, Abrasions, Soft Tissue Injury, 1st Degree Burn: BDT. 5,000
Limitations
- Minors (below 18) must travel with a parent/legal guardian who holds a separate subscription.
- Coverage applies only for travel within Bangladesh.
- 2-day waiting period applies for COVID-19 and Dengue Fever.
- Only one claim is payable per illness/accident even if covered under multiple subscriptions.
Exclusions
Accidental Death
- Death from illegal activity or felony
- Death while under the influence of prohibited narcotics
Personal Accident Benefits
- Injury from illegal activity or felony
- Injury while under the influence of prohibited narcotics
- Injury from attempted suicide, sane or insane
Daily Hospitalization Allowance
- Pre-existing illness/disability preceding coverage start
- AIDS/HIV-related conditions
- Psychiatric, mental, or nervous disorders
- Nuclear/radioactive exposure (war or peacetime)
- Childbirth, prenatal/postnatal, or maternity-related conditions
- Dental and optical treatment (unless due to accident)
- Congenital conditions
- Hospitalization without a registered physician's recommendation
- Circumcision, prophylactic, and immunization procedures
- Alcoholism or narcotic addiction treatment
- Obesity/cosmetic treatment (unless reconstructive, post-accident)
- Experimental or alternative medicine (acupuncture, homeopathy, etc.)
Dengue Fever / COVID-19
- Pre-existing condition preceding coverage start
Out-door Doctor Visit/Consultation
- Pre-existing illness/disability preceding coverage start
- Injury from illegal activity
- Routine eye/ear exams, glasses, hearing aids, dental treatment (non-accident)
- Routine health screening/check-ups
- Sleep disorders (insomnia, sleep apnea, snoring)
- Maternity, family planning, or fertility treatment
- Experimental or alternative medicine
- AIDS/HIV-related conditions
- Treatment/advice from a non-registered practitioner