Baggage Insurance
Baggage Bima - International
Covers loss/damage of checked-in baggage up to BDT. 60,000 per trip on international flights.
Key Benefits
Maximum benefit payable per Scheduled Trip per Passenger
BDT 60,000
Loss of each Checked-in Baggage
Max 2 bags per passenger — BDT 30,000
Damage of each Checked-in Baggage
Max 2 bags per passenger — BDT 5,000
Overview
Pays an inconvenience allowance when checked-in baggage is damaged, stolen, or misplaced/misrouted and becomes irrecoverable while in the custody of the airline (Common Carrier) during a scheduled international trip.
Eligibility
- Insured Person/Passenger must be a Bangladeshi national aged above 18 years. If below 18, a parent or legal guardian must accompany with a separate subscription.
- Coverage starts from the first departure date and ends on the last arrival of the scheduled trip, or on occurrence of a claim, whichever is earlier.
Conditions
- The passenger must be ticketed with the Common Carrier.
- Subscription must be made prior to departure with the appropriate premium paid.
- The full itinerary must be declared at subscription; coverage applies only to the declared itinerary (multiple carriers may be involved).
- Adequate proof of loss/damage is required, accompanied by documentation such as a Property Irregularity Report issued by the carrier, along with other supporting evidence.
Benefits & Sum Insured
- Maximum benefit payable per scheduled trip per passenger: BDT. 60,000
- Loss of each checked-in baggage (max 2 bags per passenger): BDT. 30,000
- Damage of each checked-in baggage (max 2 bags per passenger): BDT. 5,000
Limitations & Exclusions
- Loss/damage arising from detention, confiscation, or disposal by customs, police, or any public authority
- Baggage sent in advance or shipped separately
- Loss/damage already compensated by another insurance policy or the airline
- Damage to contents inside checked-in baggage, whether acknowledged by the carrier or not
- Ordinary wear and tear (dents, scratches, peeling paint, dust, etc.)
- Bankruptcy of the carrier or ticketing agent
- Loss/damage due to rainwater, other liquids, or natural disasters
- Loss/damage due to moth, vermin, insects, pests, or animals
- Loss/damage due to radioactive or nuclear exposure
- Loss/damage arising from illegal activity
- Loss/damage due to war, invasion, civil commotion, mutiny, riots, strikes, or usurped power